CSU’s Student Health Insurance Plan (SHIP) provides comprehensive coverage on campus as well as in the community and nationally.

Enrollment in SHIP for Spring/Summer 2022 is now open!

If you’ve had a qualifying life event and you want to enroll in the Student Health Insurance Plan, please submit the required documents to csuhn_insurance@colostate.edu within 30 days of loss of coverage.

COVID-19 information for CSU students with Student Health Insurance Plan (SHIP) coverage

Updated January 18, 2022

Accessing In-Person Medical Services:

  • If you need to access care through a provider or facility outside CSU Health Network:
    • Make sure you download your personalized health insurance card BEFORE going to an outside provider or facility. Instructions can be found here. If you need assistance, please call AmeriBen at 855-258-2656.
    • To limit your out-of-pocket costs, try to see providers in the Anthem Blue Cross Blue Shield Network whenever possible. You can search for providers on the Anthem website. Deductibles and co-pays will apply – please reference the SHIP brochures for details.
    • If you are in the Fort Collins area and need to seek care when the CSU Health Network is closed (after-hours, weekends, holidays), you can find detailed information and options on our After-Hours and Emergency Care page. Always call ahead before visiting a healthcare provider or facility.

Accessing Online Medical and Counseling Visits via Anthem’s LiveHealth Online Service:

  • CSU students enrolled in SHIP can seek medical and behavioral health (mental health/counseling) services online through Anthem’s LiveHealth online service for a $25 co-pay per visit (not subject to deductible)Click here for step-by-step instructions on how to register and use LiveHealth online.
  • This is a great option to consider if you have a non-urgent medical or counseling concern or are concerned about seeking in-person care.

COVID-19 Vaccine, Testing and Treatment

  • The COVID-19 vaccine will be covered at no cost until further notice, regardless of which doctor or healthcare professional you choose to visit for the vaccination. All COVID-19 testing (in network), including the office visit or urgent care visit, is covered with no out-of-pocket cost to the patient (whether test results are positive or negative) until further notice. Testing must be ordered by a doctor.
  • You can be reimbursed for over-the-counter COVID-19 diagnostic tests starting on January 15, 2022. You do not need a doctor’s order for the over-the-counter diagnostic test. Reimbursement is available only during the COVID-19 public health emergency.
    • Save your receipts when you purchase over-the-counter COVID-19 diagnostic tests. You’ll need to submit them when you apply for reimbursement.
  • COVID-19 treatment is covered with no cost sharing (in-network) until further notice.
  • Antibody or non-medically necessary COVID-19 testing is not covered.  Check with your local health department for potential free testing options.
  • For the most up-to-date information on COVID-19 symptoms and testing, please visit the CSU Health Network COVID-19 webpage or anthem.com/coronavirus.  Always call ahead before visiting a healthcare provider or facility.

Prescription Support

  • If you are in the Fort Collins area, CSU Health Network Pharmacy can fill your prescription with no cost sharing. Visit Location, Hours and Parking page for current Pharmacy hours of operation, and call (970) 491-1402 if you have questions.
  • Prescriptions filled outside of the CSU Health Network Pharmacy will require you to have your Anthem Blue Cross Blue Shield Health Insurance Card. Prescription costs are $10 (generic), $35 (brand), $60 (specialty). You may call the RX member service number on the back of your insurance card if you wish to use mail order services (co-pays apply).  Learn more about the basics of filling prescriptions, including home delivery.

Questions? Contact the CSU Health Insurance office at

Note: Due to the nature of the insurance open enrollment cycle, this office experiences periods of high phone volume. Please consider emailing us at csuhn_insurance@colostate.edu and we will respond as soon as possible.