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Student Health Insurance Plan

CSU’s Student Health Insurance Plan (SHIP) provides comprehensive coverage on campus as well as in the community and nationally.

Health Insurance Waiver and Enrollment Portal is currently closed.

If you’ve had a qualifying life event and you want to enroll in the Student Health Insurance Plan, please submit the required documents to csuhn_insurance@colostate.edu within 30 days of loss of coverage.


Accessing In-Person Medical Services:

  • There is $0 cost share (no copay, deductible or coinsurance) for most medical services provided to students enrolled in SHIP (Student Health Insurance Plan) at the CSU Health Network (CSUHN). Students should access services at the CSUHN before seeking medical care in the community.

  • If you need to access care through a provider or facility outside CSU Health Network: 

Accessing Online Medical and Counseling Visits via AcademicLiveCare Online Service:

  • CSU students enrolled in SHIP can seek medical and behavioral health (mental health/counseling) services online through AcademicLiveCare online service with $0 co-pay per visit (not subject to deductible)Click here for step-by-step instructions on how to register and use AcademicLiveCare online.
  • This is a great option to consider if you have a non-urgent medical or counseling concern or are looking for increased flexibility. 

Prescription Support

  • CSU Health Network Pharmacy can fill your prescription with no cost sharing. Visit Location, Hours and Parking page for current Pharmacy hours of operation, and call (970) 491-1402 if you have questions.
  • Prescriptions filled outside of the CSU Health Network Pharmacy will require you to have your Anthem Blue Cross Blue Shield Health Insurance Card. Prescription costs are $10 (generic), $35 (brand), $60 (specialty). You may call the RX member service number on the back of your insurance card if you wish to use mail order services (co-pays apply).  Learn more about the basics of filling prescriptions, including home delivery.

COVID-19 Vaccine, Testing and Treatment

The following changes will occur to COVID-19 related services:

 COVID-19 Testing at CSU Health Network:

  • Medically necessary testing will continue to be covered at 100%.

COVID-19 Testing and Treatment in the Community:

  • Medically necessary testing conducted by in-network providers will be covered subject to deductible and a 20% cost-share.
  • Medically necessary testing conducted by out-of- network providers is subject to the plan’s out-of-network deductible and 40% cost share.
  • COVID-19 tests purchased in a pharmacy or grocery store will no longer be eligible for reimbursement.
  • You will be responsible for any copay, coinsurance, deductibles, or out-of-network costs for COVID-19 testing and treatment. In addition, there may be a higher cost associated with COVID services received at out-of-network providers compared to in-network providers.

COVID-19 Vaccines in the Community:

  • COVID-19 vaccines are a covered prevention benefit (no cost to you) if obtained from an in-network provider.
  • Cost shares (deductible and co-insurance) will apply to vaccines when administered by an out of network provider.  Standard out-of-network pricing will also apply, subject to state law.

Questions? Contact the CSU Health Insurance office 

Note: Due to the nature of the insurance open enrollment cycle, this office experiences periods of high phone volume. Please consider emailing us at csuhn_insurance@colostate.edu and we will respond as soon as possible. 

Helpful Information about SHIP

Accessing your Digital SHIP Insurance Card

Your SHIP plan offers a digital ID card for students enrolled in SHIP. From your phone, download the Sydney App, create an account, and download your Anthem ID card. Alternatively, you may create an Anthem account and download your ID cards at www.Anthem.com/register. If you would like assistance with creating your account or need a physical ID card, please contact Member Services at 1-844-412-0752You can learn more about accessing your SHIP insurance card here.

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