Welcome to the RamCare Grant Program! The RamCare Grant covers up to $3,000 per semester at the CSU Health Network for services related to illness or injury that would otherwise be payable at the time of service. Dental and vision services are included in the $3,000 benefit, $200 per semester toward prescription drug costs, and $50 for Flex Services to be used toward non-covered services within the CSU Health Network.
What services are included in RamCare Grant coverage?
The RamCare Grant coverage is limited to medically necessary outpatient services rendered at CSU Health Network only. The RamCare Grant pays up to $3,000 per semester for the following services:
- Medical & Psychiatric visits
- Diagnostic Services: Includes electrocardiograms, and laboratory tests (on site only*)
- Outpatient Surgery: Limited to minor procedures performed at CSUHN only
- Physical Therapy Services
- Optometry Services
- Sports Medicine/ Orthopedic Clinic
- Medical Supplies in regular stock at CSUHN that are prescribed or utilized by a physician as part of a treatment plan
- Allergy and Asthma Care
- Vaccines: Flu, Covid, MMR, T-Dap, and Meningitis A, C, Y, W-135
- General Mental Health Services
- One Wellness Physical Consult Per Year, including associated on-site only labs
- Birth Control Counseling and Procedures
- Dental Services: Diagnostic, preventative, and restorative procedures at CSU Health Network only.
*Talk to your medical provider or the lab to understand if RamCare Grant can cover the ordered labs or if the labs will be sent out and billed directly to you by the outside lab. Outside lab costs cannot be paid by RamCare Grant.
Use Flex Benefits ($50 per semester) or pay out of pocket for these services:
- Dental Services: cosmetic, night guards, orthodontic
- Travel Clinic and associated vaccines
- Voluntary or other services not medically necessary for the diagnosis or treatment of an illness or injury
RamCare Grant pays up to $200 per semester for Prescriptions filled at the CSUHN pharmacy
Exclusions (pay out of pocket for these services):
- Late Fees
- No Show Fees
- X-Rays
- Laboratory Services (Sent to an off-site lab*)
- Over-the-Counter Pharmacy Items
- DAY Program and associated testing
*Talk to your medical provider or the lab to understand if RamCare Grant can cover the ordered labs or if the labs will be sent out and billed directly to you by the outside lab. Outside lab costs cannot be paid by RamCare Grant.
What are the coverage dates for RamCare Grant?
- Fall 2026: August 24 – January 15
- Spring 2027: January 19 – May 31
- Summer 2026: June 1 – August 21
RamCare Grant automatically enrolls those who qualify for Fall and Spring semesters only. Students enrolled in 6 or more summer credits will be enrolled in RamCare Grant during the summer.
Frequently Asked Questions
Why the RamCare Grant program?
RamCare Grant provides you with access to and convenience of on-campus healthcare without the out-of- pocket expense. CSU Health Network has over 200 providers and staff members that are experienced with and passionate about working with college age students.
For students who qualify, you are automatically enrolled in the program with no cost to you.
How much does the RamCare Grant program cost?
The cost of the program is covered by a grant awarded through CSU’s Office of Financial Aid. Each semester you are enrolled, you will see the cost of the program charged to your student account ($160), and within a few days a corresponding credit will be applied as a grant to pay for the program.
Questions? Contact the CSU Health Insurance office at (970) 491-2457 or csuhn_insurance@colostate.edu.
Note: Due to the nature of the insurance open enrollment cycle, this office experiences periods of high phone volume. Please consider emailing us at csuhn_insurance@colostate.edu and we will respond as soon as possible.