Enrolled students and their spouses or domestic partners have access to all services at the CSU Health Network including medical care, counseling and health education/prevention services. Students’ dependents (child or children) would be referred to a community provider based on their age or need. More information about CSU Health Network services can be found at health.colostate.edu.
The Colorado Health Insurance Exchange is a marketplace where Coloradans can shop for and buy health insurance based on quality and price. The Exchange also provides financial assistance to people with certain income levels to reduce up-front costs.
At the Colorado Health Insurance Exchange website (ConnectForHealthCo.com) students can browse plans anonymously and compare prices, coverage levels and provider network coverage. The website is easy to navigate and provides customized quotes based on each family’s needs. Students can chat online with a Health Guide while on the site or can call to speak with someone at (855) 752-6749.
Cost for health insurance plans for dependents, spouses or domestic partners vary and are dependent on income and other factors. Students’ dependents, spouses or domestic partners may be eligible for Medicaid or subsidies through the Exchange, which will reduce insurance costs. Costs could be as low as $200 per month, which is much more affordable than the rate the University’s plan could provide.
The Colorado Health Insurance Exchange opens for enrollment in mid-November and closes mid-February. However, students’ families can enroll in a health insurance plan if there is a qualifying health event, which includes:
Moved to Colorado
Marriage or civil union
Birth or adoption
Change of American Indian/Alaska Native status
Change of residence (if moving out of a service area)
Gain or loss of eligibility for the tax credit or cost sharing reduction
Incorrect or inappropriate enrollment NOT due to customer error
For students who meet the GA eligibility requirements in both the fall and spring semesters, the CSU health insurance contribution will cover 100% of the fall, spring and summer health insurance premiums, effective Fall 2015.
For students who meet the GA eligibility requirements for only one semester,the CSU health insurance contribution will cover 100% of the insurance premium only in that semester.
Students who serve as a GA for one semester will not be eligible for CSU’s summer health insurance contribution.
The contribution is considered “supplemental wages”. Supplemental wages are taxed at a higher tax rate and will decrease the first paycheck of the semester for the student (once only each semester, fall and spring).