Waiver Process (International/INTO Students)

Colorado State University’s undergraduate, graduate, and continuous registration students are required to have health insurance which meets the requirements of CSU and is Health Care Reform compliant.  Internationals students who are enrolled at CSU, regardless of credit level, will be automatically enrolled in the CSU plan, unless they waive the plan by showing proof of private health insurance.

Waivers may be approved for the following types of insurance plans:

  • Employer Group Health Plans
  • Sponsored Health Insurance Plans approved through CSU’s Office of International Programs
  • Individual Health Insurance Plans that meet Federal Health Care Reform Law

Waivers will not be approved for the following types of insurance plans:

  • Short term in-bound insurance policies
  • Short term/ limited duration/ sickness and accident insurance policies
  • Foreign insurance plans with U.S. affiliates/representatives or reimbursement programs- including reimbursement arrangements of vouchers for home government or their U.S.-based consulates
  • Health Insurance Plans that do not meet Federal Health Care Reform Law

Requesting a Waiver

International students who are required to enroll in the CSU Student Insurance Plan may request to waive the plan if they can demonstrate proof of comparable coverage under another insurance plan. Students should do the following before requesting a waiver:

  1. Before submitting your application for waiver, please make sure that you are registered for classes. We cannot process your request without registration for the next semester
  2. Complete the Application for Student Health Insurance Waiver (International Students). It is important to read all instructions and provide complete information. Incomplete applications will be returned.
  3. Provide requested materials no later than the published add/drop deadline for the semester.
Application for Student Health Insurance Waiver (International Students)

Waiver Submission Methods

Applications for a waiver are due by the 10th day of classes. INTO students must provide a waiver before the first day of classes. During the enrollment period, students may submit a waiver request package to the CSU Health Network Student Insurance Office in a variety of ways:

  • Bring your application for waiver and materials to the CSU Health Network Insurance Office located in the lower level of the Hartshorn Building, just west of the Morgan Library.
  • Submit your application for waiver and materials via email to the Student Insurance Office at: CSUHN_insurance@mail.colostate.edu
  • Fax your application for waiver and materials to the Student Insurance Office at (970) 491-6965.
  • Mail your waiver application and materials to the following address:

CSU Health Network Student Insurance Office Campus Delivery 8031 Fort Collins, CO 80523-8031 You will be notified by e-mail of the waiver decision no later than 10 days following receipt of a complete waiver packet.

Appeals Process

In the event that a waiver request is denied and the student believes an error has been made, an appeal can be filed and the initial determination will be reviewed by the Insurance Appeals Committee. This committee is made up of members who are external to the CSU Health Network and who are knowledgeable about the University’s comparable coverage requirements.