RamCare Supplement Program

Why RamCare?

  • Do you want the convenience of on-campus healthcare without out-of-pocket expenses?
  • Does your health plan have great catastrophic coverage but falls short when it comes to minor illness and injuries?
  • Do you have an HMO or government plan that does not pay for services out of network?

If so, the RamCare Supplement Program may be for you!

Specifically designed for students with private health insurance, RamCare covers $1,500 at the CSU Health Network for services for illness or injury that would otherwise be payable at the time of service. It also provides $100 per semester toward prescription costs, and $50 for Flex Services to be used toward other services in the CSU Health Network.

RamCare ensures that healthcare at the CSU Health Network is provided to each student with little to no additional out-of-pocket expenses, potentially eliminating the need for students to pay copays, coinsurance or deductible costs.

The cost of RamCare is $175 per semester for the Fall and Spring, and $100 for the Summer. RamCare is not health insurance and is for use only at the CSU Health Network.

To enroll in RamCare, complete the enrollment form online or in person at the CSU Health Network Student Insurance Office in the CSU Health and Medical Center. The RamCare enrollment deadline is the University add/drop day. For students who’ve qualified, financial aid assistance may be available to pay for the RamCare Supplement Program. Contact Student Financial Services for more information.

The enrollment deadline for RamCare is the University add/drop day. Students cannot enroll in or drop RamCare past this date.

RamCare Fact Sheet

WHO 

All enrolled CSU students are eligible to access care at the CSU Health Network and are eligible to purchase RamCare. The cost is $175 per semester ($100/summer). To enroll in RamCare, complete the enrollment form online or in person at the CSU Health Network Student Insurance Office in the CSU Health and Medical Center. The RamCare enrollment deadline is the University add/drop day. RamCare is not health insurance and is for use only at the CSU Health Network.

WHAT 

Specifically designed for students with private health insurance, RamCare covers $1,500 at the CSU Health Network for services for illness or injury that would otherwise be payable at the time of service. It also provides $100 per semester toward prescription costs and $50 for Flex Services to be used toward other services at the CSU Health Network.

RamCare ensures that healthcare at the CSU Health Network is provided to each student with no additional out-of-pocket expenses, potentially eliminating the need for students to pay copays, coinsurance or deductible costs at the time of service.

WHERE 

RamCare can be used anywhere at the CSU Health Network for medically necessary care. Late fees and cancellation fees incurred at the CSU Health Network are not eligible to be paid under this program.

WHEN

RamCare Coverage Dates 
Summer 20176/1/2017 - 8/18/2017
Fall 20178/21/2017 - 1/15/2018
Spring 20181/16/2018- 5/31/2018

WHY

Many students have high deductible health plans or HMOs/government plans that do not pay for out of network services, leaving the student with out-of-pocket costs when using health services at the CSU Health Network. RamCare ensures that healthcare at the CSU Health Network is provided to each student with little to no additional out of pocket expenses, potentially eliminating the need for students to pay copays, coinsurance or deductible costs.

RamCare covers $1,500 at the CSU Health Network for services for illness or injury that would otherwise be payable at the time of service. It also provides $100 per semester toward prescription costs and $50 for Flex Services to be used toward other services at the CSU Health Network.

HOW 

Enroll online or complete a paper enrollment form at the CSU Student Health Insurance Office.

RamCare Program Coverage Inclusions and Exclusions

All charges incurred at the CSU Health Network (CSUHN) will first be submitted to your outside health insurance plan.  The following RamCare benefits are applicable only after your outside health insurance benefits have been processed.

RamCare coverage is limited to medically necessary outpatient services rendered at CSUHN only. RamCare pays up to $1500 per semester for the following services related to treatment of illness or injury when not covered by your primary health insurance provider

  • Office Visits
  • Nurse Visits
  • Diagnostic Services: Includes routine x-rays, electrocardiograms, and laboratory tests (on site only)
  • Outpatient Surgery: Limited to minor procedures performed at CSUHN only
  • Physical Therapy Services
  • Sports Medicine/ Orthopedic Clinic
  • Medical supplies in regular stock at CSUHN that are prescribed or utilized by a physician as part of a treatment plan
  • Allergy Clinic
  • Flu Vaccine
  • Nutrition and other General Counseling (after the first 5 visits)
  • One Wellness Physical Consult Per Year

Use Flex Dollars ($50/semester) or pay out of pocket for these services: 

  • Optometry Services
  • Dental Services
  • Immunization Clinic
  • Preventive Medical Services (including screening laboratory tests, x-rays, etc.)
  • Massage Therapy
  • Custom Orthotics/Supplies
  • Travel Clinic
  • Birth Control Procedures
  • Counseling Fee
  • Access Fee
  • Drug and Alcohol Treatment and Other Specially Counseling Services
  • Medical Records
  • Voluntary or other services not medically necessary for the diagnosis or treatment of an illness or injury (including acne treatment and male pattern baldness)

RamCare pays up to $100/semester for prescriptions

Exclusions (pay out of pocket for these services)

  • Late fees
  • No show fees
  • Laboratory Services (off-site)
  • Over-the-Counter Pharmacy Items

Enroll in RamCare

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